At a small, family-owned boatyard in 1970s Long Island, New York, a young Joe Bilello sat, listened, and learned. Joe, then a teenager, spent many afternoons at the yard helping his family run the business, and there he often found an elderly gentleman named Graham perched peacefully on the back of his docked boat, book or magazine in hand. Graham didn’t look the part, in his deck shoes and casual clothes, but he was a powerful Wall Street financier with his own seat on the New York Stock Exchange. When Graham learned that Joe was interested in stocks, bonds, and the like, the two became fast friends, and Graham reveled in the chance to share his lifetime of wisdom. Joe, for his part, reveled in the chance to absorb it.